Get Paid $1000.00 Or More For Collection Abuse
If you're being illegally harassed by a debt collector, you can get paid $1000.00 for statutory damages, and possibly more for actual damages. However, you will need to help the attorney prove your case by gathering evidence of the collection abuse.
Listed below are some things you can do to gather evidence. If you have any questions, do not hesitate to contact us by submitting our contact form or calling 877-201-0613.
- Gather and organize all the information you can about any past or current collectors who contacted you. Any letters, notices, or lawsuits will also provide important information about the kinds of potential illegal charges and interest that have been added to the debt.
- Write down past and current collection call details. Whenever you are called by a collector, you need to note the date, time, person calling and the content of the call including any abusive language or threats. Also log if you receive more than four (4) calls per day. This is considered unlawful harassment.
- If a collector left an abusive, harassing, misleading, or dishonest message on your answering machine do not delete it! Save the message and provide to the attorney. It will be used as FDCPA violation evidence.
- If you have copies of your credit reports, you will need those also. The credit reports also contain historic information about the debt, including the time it was incurred, when it was defaulted, and who may have collected on it previously.
Additional evidence of collection harassment that is extremely helpful:
- Write down the details of any past and current debt collection calls such as time called, who called, what did they say (if you answered) and any other details. You will provide this documentation to the attorney.
- If you have any taped conversations, threatening letters, or any other communication with the collector, this evidence will be extremely valuable in reconstructing potential violations.
- If you have any witnesses who can corroborate that you were abused, you should get a brief statement from that witness. These statements will also help your attorney.